Call reports 2013
PARAGON BANK — 2013
What PARAGON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,235,000 | 260,303,000 | 272,874,000 | 272,721,000 |
| Total loans | 178,102,000 | 183,113,000 | 195,223,000 | 197,515,000 |
| Allowance for loan losses | 2,741,000 | 3,009,000 | 2,966,000 | 2,902,000 |
| Securities available for sale | 44,358,000 | 58,279,000 | 56,473,000 | 55,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 69,000 | 132,000 | 96,000 | 97,000 |
| Total deposits | 214,591,000 | 219,432,000 | 235,113,000 | 232,093,000 |
| Interest-bearing deposits | 173,156,000 | 172,973,000 | 185,964,000 | 186,069,000 |
| Noninterest-bearing deposits | 41,435,000 | 46,459,000 | 49,149,000 | 46,024,000 |
| Equity capital | 27,646,000 | 26,101,000 | 25,673,000 | 30,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,299,000 | 4,650,000 | 7,237,000 | 9,804,000 |
| Interest expense | 320,000 | 622,000 | 905,000 | 1,186,000 |
| Net interest income | 1,979,000 | 4,028,000 | 6,332,000 | 8,618,000 |
| Noninterest income | 487,000 | 981,000 | 1,349,000 | 1,711,000 |
| Noninterest expense | 2,304,000 | 4,623,000 | 6,913,000 | 9,235,000 |
| Provision for loan losses | 17,000 | 33,000 | 33,000 | 33,000 |
| Pretax income | 123,000 | 395,000 | 777,000 | 1,104,000 |
| Income tax | 0 | 0 | 0 | -3,543,000 |
| Net income | 123,000 | 395,000 | 777,000 | 4,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,088,000 | 27,514,000 | 27,911,000 | 28,770,000 |
| Total capital | 29,285,000 | 29,773,000 | 30,285,000 | 31,165,000 |
| Risk-weighted assets | 175,256,000 | 179,954,000 | 189,313,000 | 191,059,000 |