Call reports 2012
PARAGON BANK — 2012
What PARAGON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,351,000 | 262,389,000 | 256,736,000 | 252,023,000 |
| Total loans | 192,245,000 | 180,116,000 | 187,405,000 | 182,546,000 |
| Allowance for loan losses | 3,787,000 | 3,416,000 | 3,079,000 | 2,714,000 |
| Securities available for sale | 44,359,000 | 46,650,000 | 43,401,000 | 34,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 33,000 | 76,000 | 46,000 | 68,000 |
| Total deposits | 224,868,000 | 226,596,000 | 220,398,000 | 216,311,000 |
| Interest-bearing deposits | 183,460,000 | 180,349,000 | 175,212,000 | 170,954,000 |
| Noninterest-bearing deposits | 41,408,000 | 46,247,000 | 45,186,000 | 45,357,000 |
| Equity capital | 26,648,000 | 27,298,000 | 28,347,000 | 27,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,030,000 | 7,582,000 | 10,021,000 |
| Interest expense | 463,000 | 906,000 | 1,299,000 | 1,695,000 |
| Net interest income | 2,146,000 | 4,124,000 | 6,283,000 | 8,326,000 |
| Noninterest income | 311,000 | 695,000 | 1,215,000 | 1,775,000 |
| Noninterest expense | 2,362,000 | 4,733,000 | 7,117,000 | 9,437,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 1,150,000 |
| Pretax income | 167,000 | 252,000 | 604,000 | 688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 252,000 | 604,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,282,000 | 25,792,000 | 26,844,000 | 26,948,000 |
| Total capital | 27,582,000 | 27,974,000 | 29,108,000 | 29,210,000 |
| Risk-weighted assets | 182,487,000 | 173,335,000 | 180,287,000 | 180,523,000 |