Call reports 2011
PARAGON BANK — 2011
What PARAGON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 257,066,000 | 256,805,000 | 255,307,000 | 259,492,000 |
| Total loans | 186,704,000 | 191,196,000 | 194,813,000 | 191,178,000 |
| Allowance for loan losses | 4,044,000 | 3,912,000 | 3,920,000 | 3,856,000 |
| Securities available for sale | 48,217,000 | 43,693,000 | 44,317,000 | 46,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 308,000 | 185,000 | 58,000 | 48,000 |
| Total deposits | 221,201,000 | 222,840,000 | 218,607,000 | 221,273,000 |
| Interest-bearing deposits | 185,712,000 | 184,968,000 | 180,506,000 | 181,586,000 |
| Noninterest-bearing deposits | 35,489,000 | 37,872,000 | 38,101,000 | 39,687,000 |
| Equity capital | 24,331,000 | 25,735,000 | 26,480,000 | 26,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,575,000 | 8,263,000 | 10,924,000 |
| Interest expense | 589,000 | 1,154,000 | 1,677,000 | 2,163,000 |
| Net interest income | 2,205,000 | 4,421,000 | 6,586,000 | 8,761,000 |
| Noninterest income | 392,000 | 528,000 | 676,000 | 1,186,000 |
| Noninterest expense | 2,375,000 | 4,594,000 | 6,705,000 | 8,873,000 |
| Provision for loan losses | 561,000 | 562,000 | 711,000 | 861,000 |
| Pretax income | 105,000 | 319,000 | 554,000 | 922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 319,000 | 554,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,177,000 | 24,445,000 | 24,706,000 | 25,098,000 |
| Total capital | 26,516,000 | 26,743,000 | 27,022,000 | 27,402,000 |
| Risk-weighted assets | 185,444,000 | 182,248,000 | 183,671,000 | 182,785,000 |