Call reports 2010
PARAGON BANK — 2010
What PARAGON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 272,951,000 | 254,306,000 | 252,547,000 | 246,914,000 |
| Total loans | 201,370,000 | 195,183,000 | 196,930,000 | 186,529,000 |
| Allowance for loan losses | 4,258,000 | 4,444,000 | 4,748,000 | 3,499,000 |
| Securities available for sale | 41,875,000 | 37,623,000 | 41,156,000 | 47,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 203,000 | 93,000 | 209,000 | 378,000 |
| Total deposits | 233,863,000 | 214,322,000 | 212,687,000 | 213,786,000 |
| Interest-bearing deposits | 202,249,000 | 181,694,000 | 179,937,000 | 185,402,000 |
| Noninterest-bearing deposits | 31,615,000 | 32,629,000 | 32,750,000 | 28,384,000 |
| Equity capital | 25,620,000 | 25,612,000 | 25,208,000 | 24,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 6,072,000 | 8,909,000 | 11,742,000 |
| Interest expense | 1,141,000 | 2,059,000 | 2,831,000 | 3,484,000 |
| Net interest income | 1,959,000 | 4,013,000 | 6,078,000 | 8,258,000 |
| Noninterest income | 221,000 | 430,000 | 678,000 | 1,237,000 |
| Noninterest expense | 2,455,000 | 4,846,000 | 7,207,000 | 9,502,000 |
| Provision for loan losses | 425,000 | 721,000 | 1,215,000 | 1,811,000 |
| Pretax income | -617,000 | -836,000 | -1,377,000 | -1,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -617,000 | -836,000 | -1,377,000 | -1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,820,000 | 24,641,000 | 24,134,000 | 24,053,000 |
| Total capital | 27,409,000 | 27,136,000 | 26,602,000 | 26,391,000 |
| Risk-weighted assets | 205,460,000 | 197,650,000 | 195,095,000 | 185,842,000 |