Call reports 2009
PARAGON BANK — 2009
What PARAGON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 298,962,000 | 298,144,000 | 300,634,000 | 294,099,000 |
| Total loans | 226,446,000 | 216,412,000 | 205,423,000 | 208,098,000 |
| Allowance for loan losses | 3,608,000 | 3,611,000 | 3,831,000 | 4,260,000 |
| Securities available for sale | 48,326,000 | 46,539,000 | 64,679,000 | 52,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 131,000 | 334,000 |
| Total deposits | 244,225,000 | 245,251,000 | 250,098,000 | 251,909,000 |
| Interest-bearing deposits | 217,047,000 | 216,224,000 | 221,456,000 | 224,836,000 |
| Noninterest-bearing deposits | 27,178,000 | 29,027,000 | 28,642,000 | 27,073,000 |
| Equity capital | 28,880,000 | 28,728,000 | 27,254,000 | 25,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,707,000 | 7,258,000 | 10,668,000 | 13,879,000 |
| Interest expense | 1,680,000 | 3,269,000 | 4,775,000 | 6,151,000 |
| Net interest income | 2,027,000 | 3,989,000 | 5,893,000 | 7,728,000 |
| Noninterest income | 58,000 | 405,000 | -29,000 | 46,000 |
| Noninterest expense | 2,366,000 | 4,887,000 | 7,498,000 | 9,988,000 |
| Provision for loan losses | 99,000 | 199,000 | 1,389,000 | 2,480,000 |
| Pretax income | 104,000 | 210,000 | -2,036,000 | -2,825,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 104,000 | 205,000 | -2,041,000 | -2,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,720,000 | 27,878,000 | 25,686,000 | 25,362,000 |
| Total capital | 30,649,000 | 30,758,000 | 28,431,000 | 28,050,000 |
| Risk-weighted assets | 233,607,000 | 229,671,000 | 218,493,000 | 213,466,000 |