Call reports 2007
PARAGON BANK — 2007
What PARAGON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 256,399,000 | 267,078,000 | 286,702,000 | 314,845,000 |
| Total loans | 184,638,000 | 197,314,000 | 212,576,000 | 217,149,000 |
| Allowance for loan losses | 2,333,000 | 2,446,000 | 3,193,000 | 3,093,000 |
| Securities available for sale | 51,394,000 | 57,985,000 | 65,734,000 | 85,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,779,000 | 222,193,000 | 237,590,000 | 236,482,000 |
| Interest-bearing deposits | 184,126,000 | 205,848,000 | 221,262,000 | 216,902,000 |
| Noninterest-bearing deposits | 18,653,000 | 16,346,000 | 16,328,000 | 19,580,000 |
| Equity capital | 29,408,000 | 28,272,000 | 28,744,000 | 29,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,264,000 | 8,851,000 | 13,743,000 | 18,754,000 |
| Interest expense | 2,320,000 | 4,827,000 | 7,592,000 | 10,452,000 |
| Net interest income | 1,944,000 | 4,024,000 | 6,151,000 | 8,302,000 |
| Noninterest income | 181,000 | 381,000 | 659,000 | 940,000 |
| Noninterest expense | 2,090,000 | 4,298,000 | 6,501,000 | 8,759,000 |
| Provision for loan losses | 130,000 | 255,000 | 1,002,000 | 1,205,000 |
| Pretax income | -80,000 | -68,000 | -621,000 | -572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -80,000 | -68,000 | -621,000 | -572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,250,000 | 29,323,000 | 28,829,000 | 28,951,000 |
| Total capital | 31,583,000 | 31,769,000 | 31,710,000 | 31,965,000 |
| Risk-weighted assets | 202,375,000 | 215,032,000 | 230,201,000 | 241,029,000 |