Call reports 2006
PARAGON BANK — 2006
What PARAGON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,670,000 | 202,095,000 | 222,629,000 | 233,786,000 |
| Total loans | 119,950,000 | 136,823,000 | 156,891,000 | 171,123,000 |
| Allowance for loan losses | 1,548,000 | 1,743,000 | 1,985,000 | 2,217,000 |
| Securities available for sale | 51,325,000 | 56,526,000 | 55,104,000 | 53,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,949,000 | 149,079,000 | 167,356,000 | 176,426,000 |
| Interest-bearing deposits | 115,868,000 | 135,699,000 | 152,405,000 | 161,056,000 |
| Noninterest-bearing deposits | 10,081,000 | 13,380,000 | 14,951,000 | 15,369,000 |
| Equity capital | 17,569,000 | 16,558,000 | 29,186,000 | 29,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,676,000 | 9,382,000 | 13,472,000 |
| Interest expense | 1,325,000 | 3,063,000 | 5,068,000 | 7,274,000 |
| Net interest income | 1,224,000 | 2,613,000 | 4,314,000 | 6,198,000 |
| Noninterest income | 83,000 | 193,000 | 301,000 | 424,000 |
| Noninterest expense | 1,584,000 | 3,259,000 | 4,974,000 | 6,772,000 |
| Provision for loan losses | 115,000 | 311,000 | 553,000 | 785,000 |
| Pretax income | -392,000 | -764,000 | -912,000 | -1,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -392,000 | -764,000 | -912,000 | -1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,254,000 | 17,865,000 | 29,346,000 | 29,271,000 |
| Total capital | 19,802,000 | 19,608,000 | 31,331,000 | 31,488,000 |
| Risk-weighted assets | 134,641,000 | 152,448,000 | 172,398,000 | 185,818,000 |