Call reports 2005
PARAGON BANK — 2005
What PARAGON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 49,426,000 | 76,421,000 | 124,711,000 | 152,198,000 |
| Total loans | 19,733,000 | 53,933,000 | 83,951,000 | 106,465,000 |
| Allowance for loan losses | 242,000 | 631,000 | 1,009,000 | 1,433,000 |
| Securities available for sale | 9,144,000 | 16,553,000 | 29,847,000 | 38,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,924,000 | 51,863,000 | 86,441,000 | 108,507,000 |
| Interest-bearing deposits | 25,248,000 | 39,854,000 | 78,143,000 | 100,769,000 |
| Noninterest-bearing deposits | 2,676,000 | 12,009,000 | 8,298,000 | 7,738,000 |
| Equity capital | 20,991,000 | 20,010,000 | 19,194,000 | 18,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 971,000 | 2,448,000 | 4,562,000 |
| Interest expense | 72,000 | 323,000 | 930,000 | 1,991,000 |
| Net interest income | 157,000 | 648,000 | 1,518,000 | 2,571,000 |
| Noninterest income | 12,000 | 70,000 | 142,000 | 213,000 |
| Noninterest expense | 1,137,000 | 2,309,000 | 3,632,000 | 4,896,000 |
| Provision for loan losses | 242,000 | 631,000 | 1,009,000 | 1,433,000 |
| Pretax income | -1,210,000 | -2,222,000 | -2,981,000 | -3,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,210,000 | -2,222,000 | -2,981,000 | -3,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,028,000 | 20,015,000 | 19,256,000 | 18,588,000 |
| Total capital | 21,269,000 | 20,646,000 | 20,265,000 | 20,021,000 |
| Risk-weighted assets | 27,387,000 | 60,637,000 | 94,849,000 | 119,408,000 |