Call reports 2025
GLENWOOD STATE BANK — 2025
What GLENWOOD STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 330,430,000 | 316,517,000 | 329,025,000 | 331,060,000 |
| Total loans | 149,855,000 | 147,330,000 | 155,227,000 | 156,113,000 |
| Allowance for loan losses | 2,138,000 | 2,199,000 | 1,788,000 | 1,788,000 |
| Securities available for sale | 127,216,000 | 121,661,000 | 130,218,000 | 130,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,015,000 | 277,363,000 | 289,254,000 | 289,448,000 |
| Interest-bearing deposits | 233,090,000 | 217,472,000 | 234,335,000 | 228,649,000 |
| Noninterest-bearing deposits | 59,925,000 | 59,891,000 | 54,919,000 | 60,799,000 |
| Equity capital | 35,820,000 | 37,573,000 | 38,184,000 | 39,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,807,000 | 7,885,000 | 12,078,000 | 16,493,000 |
| Interest expense | 1,141,000 | 2,275,000 | 3,375,000 | 4,511,000 |
| Net interest income | 2,666,000 | 5,610,000 | 8,703,000 | 11,982,000 |
| Noninterest income | 216,000 | 349,000 | 474,000 | 651,000 |
| Noninterest expense | 1,366,000 | 2,790,000 | 4,211,000 | 6,167,000 |
| Provision for loan losses | 60,000 | 120,000 | 1,180,000 | 1,240,000 |
| Pretax income | 1,441,000 | 3,056,000 | 3,709,000 | 5,178,000 |
| Income tax | 340,000 | 703,000 | 1,002,000 | 1,212,000 |
| Net income | 1,101,000 | 2,353,000 | 2,707,000 | 3,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,336,000 | 37,587,000 | 37,941,000 | 39,200,000 |