Call reports 2020
GLENWOOD STATE BANK — 2020
What GLENWOOD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 233,574,000 | 243,496,000 | 254,972,000 | 259,105,000 |
| Total loans | 97,579,000 | 105,366,000 | 102,003,000 | 102,150,000 |
| Allowance for loan losses | 1,166,000 | 1,208,000 | 1,254,000 | 1,295,000 |
| Securities available for sale | 85,037,000 | 80,881,000 | 93,975,000 | 93,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,462,000 | 216,107,000 | 227,521,000 | 231,884,000 |
| Interest-bearing deposits | 160,955,000 | 164,823,000 | 174,970,000 | 178,617,000 |
| Noninterest-bearing deposits | 46,507,000 | 51,284,000 | 52,551,000 | 53,267,000 |
| Equity capital | 24,397,000 | 25,786,000 | 25,979,000 | 25,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,871,000 | 5,525,000 | 7,085,000 |
| Interest expense | 214,000 | 417,000 | 602,000 | 780,000 |
| Net interest income | 1,596,000 | 3,454,000 | 4,923,000 | 6,305,000 |
| Noninterest income | 267,000 | 464,000 | 750,000 | 985,000 |
| Noninterest expense | 1,300,000 | 2,477,000 | 3,910,000 | 5,599,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 514,000 | 1,372,000 | 1,649,000 | 1,565,000 |
| Income tax | 126,000 | 253,000 | 379,000 | 436,000 |
| Net income | 388,000 | 1,119,000 | 1,270,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,024,000 | 24,755,000 | 25,031,000 | 24,890,000 |