Call reports 2019
GLENWOOD STATE BANK — 2019
What GLENWOOD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 223,902,000 | 217,028,000 | 219,769,000 | 226,279,000 |
| Total loans | 85,129,000 | 93,539,000 | 92,760,000 | 94,993,000 |
| Allowance for loan losses | 1,034,000 | 1,056,000 | 1,082,000 | 1,111,000 |
| Securities available for sale | 89,655,000 | 81,182,000 | 77,373,000 | 78,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,808,000 | 193,853,000 | 196,080,000 | 201,006,000 |
| Interest-bearing deposits | 156,326,000 | 147,610,000 | 151,571,000 | 154,798,000 |
| Noninterest-bearing deposits | 45,482,000 | 46,243,000 | 44,509,000 | 46,208,000 |
| Equity capital | 21,859,000 | 22,929,000 | 23,512,000 | 23,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,444,000 | 5,219,000 | 7,060,000 |
| Interest expense | 165,000 | 367,000 | 567,000 | 780,000 |
| Net interest income | 1,494,000 | 3,077,000 | 4,652,000 | 6,280,000 |
| Noninterest income | 269,000 | 516,000 | 797,000 | 1,024,000 |
| Noninterest expense | 1,291,000 | 2,375,000 | 3,548,000 | 5,237,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 473,000 | 1,209,000 | 1,862,000 | 2,183,000 |
| Income tax | 0 | 243,000 | 374,000 | 489,000 |
| Net income | 473,000 | 966,000 | 1,488,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,284,000 | 22,777,000 | 23,299,000 | 23,636,000 |
| Total capital | 23,318,000 | 23,833,000 | 24,381,000 | 24,747,000 |
| Risk-weighted assets | 106,847,000 | 110,790,000 | 108,840,000 | 110,622,000 |