Call reports 2016
GLENWOOD STATE BANK — 2016
What GLENWOOD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 181,097,000 | 174,068,000 | 180,850,000 | 176,616,000 |
| Total loans | 47,458,000 | 48,228,000 | 46,955,000 | 50,299,000 |
| Allowance for loan losses | 987,000 | 976,000 | 954,000 | 954,000 |
| Securities available for sale | 100,272,000 | 94,963,000 | 104,128,000 | 102,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,578,000 | 157,045,000 | 164,123,000 | 160,960,000 |
| Interest-bearing deposits | 132,531,000 | 124,450,000 | 131,716,000 | 128,470,000 |
| Noninterest-bearing deposits | 32,047,000 | 32,595,000 | 32,407,000 | 32,490,000 |
| Equity capital | 16,333,000 | 16,856,000 | 16,593,000 | 15,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,864,000 | 2,752,000 | 3,674,000 |
| Interest expense | 51,000 | 104,000 | 154,000 | 204,000 |
| Net interest income | 859,000 | 1,760,000 | 2,598,000 | 3,470,000 |
| Noninterest income | 208,000 | 389,000 | 596,000 | 980,000 |
| Noninterest expense | 974,000 | 1,817,000 | 2,841,000 | 3,959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 332,000 | 353,000 | 495,000 |
| Income tax | 31,000 | 59,000 | 86,000 | 58,000 |
| Net income | 62,000 | 273,000 | 267,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,132,000 | 16,343,000 | 16,337,000 | 16,508,000 |
| Total capital | 16,940,000 | 17,169,000 | 17,160,000 | 17,462,000 |
| Risk-weighted assets | 64,458,000 | 65,928,000 | 65,716,000 | 86,143,000 |