Call reports 2015
GLENWOOD STATE BANK — 2015
What GLENWOOD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 182,781,000 | 173,499,000 | 173,179,000 | 173,278,000 |
| Total loans | 43,928,000 | 48,245,000 | 49,548,000 | 51,203,000 |
| Allowance for loan losses | 937,000 | 935,000 | 980,000 | 985,000 |
| Securities available for sale | 98,474,000 | 96,978,000 | 100,547,000 | 98,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,723,000 | 157,494,000 | 156,847,000 | 156,509,000 |
| Interest-bearing deposits | 135,692,000 | 119,728,000 | 28,652,000 | 125,287,000 |
| Noninterest-bearing deposits | 31,031,000 | 37,766,000 | 128,195,000 | 31,222,000 |
| Equity capital | 15,900,000 | 15,864,000 | 16,217,000 | 15,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,721,000 | 2,608,000 | 3,538,000 |
| Interest expense | 50,000 | 97,000 | 146,000 | 195,000 |
| Net interest income | 799,000 | 1,624,000 | 2,462,000 | 3,343,000 |
| Noninterest income | 212,000 | 437,000 | 642,000 | 999,000 |
| Noninterest expense | 855,000 | 1,757,000 | 2,603,000 | 3,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 304,000 | 501,000 | 558,000 |
| Income tax | 20,000 | 33,000 | 49,000 | 47,000 |
| Net income | 136,000 | 271,000 | 452,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,696,000 | 15,830,000 | 16,012,000 | 16,070,000 |
| Total capital | 16,494,000 | 16,660,000 | 16,858,000 | 16,941,000 |
| Risk-weighted assets | 63,707,000 | 66,325,000 | 67,514,000 | 69,551,000 |