Call reports 2014
GLENWOOD STATE BANK — 2014
What GLENWOOD STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 186,464,000 | 172,776,000 | 173,323,000 | 168,726,000 |
| Total loans | 41,910,000 | 45,220,000 | 48,153,000 | 48,219,000 |
| Allowance for loan losses | 901,000 | 911,000 | 943,000 | 930,000 |
| Securities available for sale | 98,755,000 | 99,934,000 | 100,059,000 | 98,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,079,000 | 157,158,000 | 155,652,000 | 151,822,000 |
| Interest-bearing deposits | 140,585,000 | 127,312,000 | 128,343,000 | 123,523,000 |
| Noninterest-bearing deposits | 30,494,000 | 29,846,000 | 27,309,000 | 28,299,000 |
| Equity capital | 15,271,000 | 15,483,000 | 15,573,000 | 15,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,626,000 | 2,501,000 | 3,377,000 |
| Interest expense | 52,000 | 106,000 | 158,000 | 210,000 |
| Net interest income | 736,000 | 1,520,000 | 2,343,000 | 3,167,000 |
| Noninterest income | 209,000 | 401,000 | 605,000 | 915,000 |
| Noninterest expense | 843,000 | 1,713,000 | 2,600,000 | 3,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 208,000 | 348,000 | 448,000 |
| Income tax | 11,000 | 33,000 | 40,000 | 75,000 |
| Net income | 91,000 | 175,000 | 308,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,278,000 | 15,363,000 | 15,495,000 | 15,560,000 |
| Total capital | 16,078,000 | 16,199,000 | 16,381,000 | 16,430,000 |
| Risk-weighted assets | 63,912,000 | 66,773,000 | 70,896,000 | 69,531,000 |