Call reports 2013
GLENWOOD STATE BANK — 2013
What GLENWOOD STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,852,000 | 161,236,000 | 167,215,000 | 163,642,000 |
| Total loans | 39,306,000 | 41,794,000 | 46,070,000 | 47,477,000 |
| Allowance for loan losses | 924,000 | 958,000 | 914,000 | 888,000 |
| Securities available for sale | 79,757,000 | 85,918,000 | 91,544,000 | 89,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,620,000 | 146,706,000 | 152,285,000 | 147,122,000 |
| Interest-bearing deposits | 127,140,000 | 118,813,000 | 125,566,000 | 136,599,000 |
| Noninterest-bearing deposits | 30,480,000 | 27,893,000 | 26,719,000 | 10,523,000 |
| Equity capital | 15,097,000 | 14,409,000 | 14,845,000 | 15,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,538,000 | 2,365,000 | 3,194,000 |
| Interest expense | 65,000 | 125,000 | 182,000 | 236,000 |
| Net interest income | 705,000 | 1,413,000 | 2,183,000 | 2,958,000 |
| Noninterest income | 201,000 | 421,000 | 613,000 | 933,000 |
| Noninterest expense | 820,000 | 1,668,000 | 2,502,000 | 3,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 184,000 | 315,000 | 362,000 |
| Income tax | 5,000 | 10,000 | 10,000 | -116,000 |
| Net income | 81,000 | 174,000 | 305,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,790,000 | 14,883,000 | 15,012,000 | 15,187,000 |
| Total capital | 15,524,000 | 15,682,000 | 15,847,000 | 16,048,000 |
| Risk-weighted assets | 58,531,000 | 63,730,000 | 66,706,000 | 68,864,000 |