Call reports 2012
GLENWOOD STATE BANK — 2012
What GLENWOOD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,129,000 | 155,545,000 | 156,670,000 | 159,616,000 |
| Total loans | 33,961,000 | 36,397,000 | 39,520,000 | 43,456,000 |
| Allowance for loan losses | 887,000 | 910,000 | 914,000 | 913,000 |
| Securities available for sale | 74,692,000 | 73,774,000 | 70,899,000 | 68,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,072,000 | 140,387,000 | 141,428,000 | 143,074,000 |
| Interest-bearing deposits | 122,462,000 | 112,567,000 | 113,841,000 | 114,465,000 |
| Noninterest-bearing deposits | 28,610,000 | 27,820,000 | 27,587,000 | 28,609,000 |
| Equity capital | 14,961,000 | 15,049,000 | 15,166,000 | 15,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,609,000 | 2,421,000 | 3,226,000 |
| Interest expense | 91,000 | 174,000 | 251,000 | 321,000 |
| Net interest income | 708,000 | 1,435,000 | 2,170,000 | 2,905,000 |
| Noninterest income | 224,000 | 459,000 | 677,000 | 958,000 |
| Noninterest expense | 816,000 | 1,734,000 | 2,645,000 | 3,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 160,000 | 202,000 | 178,000 |
| Income tax | -97,000 | -94,000 | -92,000 | -191,000 |
| Net income | 213,000 | 254,000 | 294,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,552,000 | 14,594,000 | 14,634,000 | 14,709,000 |
| Total capital | 15,168,000 | 15,253,000 | 15,329,000 | 15,449,000 |
| Risk-weighted assets | 48,974,000 | 52,451,000 | 55,386,000 | 59,045,000 |