Call reports 2010
GLENWOOD STATE BANK — 2010
What GLENWOOD STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 145,551,000 | 144,932,000 | 143,563,000 | 140,297,000 |
| Total loans | 43,422,000 | 42,068,000 | 41,593,000 | 41,685,000 |
| Allowance for loan losses | 939,000 | 939,000 | 919,000 | 895,000 |
| Securities available for sale | 53,747,000 | 59,375,000 | 61,121,000 | 58,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,464,000 | 130,535,000 | 129,097,000 | 125,829,000 |
| Interest-bearing deposits | 110,300,000 | 108,870,000 | 102,454,000 | 106,057,000 |
| Noninterest-bearing deposits | 21,164,000 | 21,665,000 | 26,643,000 | 19,772,000 |
| Equity capital | 13,899,000 | 14,172,000 | 14,212,000 | 14,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,116,000 | 3,130,000 | 4,134,000 |
| Interest expense | 218,000 | 420,000 | 601,000 | 768,000 |
| Net interest income | 847,000 | 1,696,000 | 2,529,000 | 3,366,000 |
| Noninterest income | 190,000 | 524,000 | 779,000 | 1,110,000 |
| Noninterest expense | 883,000 | 1,808,000 | 2,845,000 | 3,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 412,000 | 463,000 | 638,000 |
| Income tax | 57,000 | 69,000 | 148,000 | 39,000 |
| Net income | 97,000 | 343,000 | 315,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,490,000 | 13,736,000 | 13,708,000 | 13,993,000 |
| Total capital | 14,210,000 | 14,436,000 | 14,428,000 | 14,713,000 |
| Risk-weighted assets | 57,364,000 | 55,792,000 | 57,387,000 | 57,811,000 |