Call reports 2009
GLENWOOD STATE BANK — 2009
What GLENWOOD STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 113,708,000 | 106,738,000 | 133,925,000 | 134,302,000 |
| Total loans | 37,061,000 | 36,445,000 | 50,838,000 | 49,247,000 |
| Allowance for loan losses | 725,000 | 735,000 | 912,000 | 951,000 |
| Securities available for sale | 47,352,000 | 45,358,000 | 47,023,000 | 47,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,048,000 | 94,766,000 | 119,312,000 | 120,243,000 |
| Interest-bearing deposits | 85,781,000 | 81,658,000 | 102,935,000 | 101,287,000 |
| Noninterest-bearing deposits | 12,267,000 | 13,108,000 | 16,377,000 | 18,956,000 |
| Equity capital | 14,583,000 | 11,291,000 | 13,820,000 | 13,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,928,000 | 3,602,000 | 4,736,000 |
| Interest expense | 311,000 | 568,000 | 1,003,000 | 1,251,000 |
| Net interest income | 681,000 | 1,360,000 | 2,599,000 | 3,485,000 |
| Noninterest income | 218,000 | 460,000 | 814,000 | 1,081,000 |
| Noninterest expense | 759,000 | 1,589,000 | 2,951,000 | 4,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 231,000 | 462,000 | 374,000 |
| Income tax | 11,000 | 22,000 | 62,000 | -150,000 |
| Net income | 129,000 | 209,000 | 400,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,084,000 | 10,815,000 | 13,268,000 | 13,393,000 |
| Total capital | 14,706,000 | 11,337,000 | 14,050,000 | 14,176,000 |
| Risk-weighted assets | 49,666,000 | 47,565,000 | 62,415,000 | 62,622,000 |