Call reports 2008
GLENWOOD STATE BANK — 2008
What GLENWOOD STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,871,000 | 101,265,000 | 104,356,000 | 104,104,000 |
| Total loans | 41,231,000 | 40,329,000 | 40,866,000 | 39,534,000 |
| Allowance for loan losses | 787,000 | 698,000 | 701,000 | 715,000 |
| Securities available for sale | 38,834,000 | 44,441,000 | 45,265,000 | 48,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,801,000 | 86,638,000 | 89,391,000 | 88,650,000 |
| Interest-bearing deposits | 78,244,000 | 74,781,000 | 77,568,000 | 77,260,000 |
| Noninterest-bearing deposits | 12,557,000 | 11,857,000 | 11,823,000 | 11,390,000 |
| Equity capital | 13,825,000 | 13,542,000 | 13,838,000 | 14,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,348,000 | 3,490,000 | 4,576,000 |
| Interest expense | 422,000 | 827,000 | 1,217,000 | 1,596,000 |
| Net interest income | 784,000 | 1,521,000 | 2,273,000 | 2,980,000 |
| Noninterest income | 216,000 | 496,000 | 726,000 | 959,000 |
| Noninterest expense | 699,000 | 1,406,000 | 2,176,000 | 3,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 611,000 | 795,000 | 776,000 |
| Income tax | 50,000 | 220,000 | 239,000 | 44,000 |
| Net income | 251,000 | 391,000 | 556,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,475,000 | 13,615,000 | 13,780,000 | 13,956,000 |
| Total capital | 14,139,000 | 14,266,000 | 14,429,000 | 14,570,000 |
| Risk-weighted assets | 53,006,000 | 52,003,000 | 51,886,000 | 48,886,000 |