Call reports 2007
GLENWOOD STATE BANK — 2007
What GLENWOOD STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 101,650,000 | 96,180,000 | 96,216,000 | 97,224,000 |
| Total loans | 45,472,000 | 45,781,000 | 46,552,000 | 44,283,000 |
| Allowance for loan losses | 865,000 | 879,000 | 857,000 | 785,000 |
| Securities available for sale | 38,160,000 | 36,983,000 | 34,604,000 | 33,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,814,000 | 82,053,000 | 81,708,000 | 82,692,000 |
| Interest-bearing deposits | 77,249,000 | 71,166,000 | 71,537,000 | 71,529,000 |
| Noninterest-bearing deposits | 10,565,000 | 10,887,000 | 10,171,000 | 11,163,000 |
| Equity capital | 12,180,000 | 12,536,000 | 13,033,000 | 13,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,523,000 | 3,735,000 | 5,006,000 |
| Interest expense | 390,000 | 815,000 | 1,247,000 | 1,686,000 |
| Net interest income | 826,000 | 1,708,000 | 2,488,000 | 3,320,000 |
| Noninterest income | 255,000 | 532,000 | 732,000 | 1,082,000 |
| Noninterest expense | 692,000 | 1,347,000 | 1,976,000 | 2,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 389,000 | 893,000 | 1,244,000 | 1,527,000 |
| Income tax | 92,000 | 187,000 | 250,000 | 445,000 |
| Net income | 297,000 | 706,000 | 994,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,439,000 | 12,848,000 | 13,136,000 | 13,224,000 |
| Total capital | 13,139,000 | 13,536,000 | 13,838,000 | 13,903,000 |
| Risk-weighted assets | 55,873,000 | 54,971,000 | 56,061,000 | 54,209,000 |