Call reports 2006
GLENWOOD STATE BANK — 2006
What GLENWOOD STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 98,970,000 | 94,107,000 | 93,940,000 | 93,196,000 |
| Total loans | 38,265,000 | 42,107,000 | 44,395,000 | 43,397,000 |
| Allowance for loan losses | 877,000 | 862,000 | 869,000 | 875,000 |
| Securities available for sale | 42,837,000 | 41,469,000 | 39,281,000 | 37,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,409,000 | 79,541,000 | 78,285,000 | 79,826,000 |
| Interest-bearing deposits | 74,042,000 | 69,156,000 | 69,055,000 | 69,489,000 |
| Noninterest-bearing deposits | 10,367,000 | 10,385,000 | 9,230,000 | 10,337,000 |
| Equity capital | 12,909,000 | 12,954,000 | 13,549,000 | 11,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,216,000 | 3,399,000 | 4,587,000 |
| Interest expense | 300,000 | 644,000 | 1,021,000 | 1,397,000 |
| Net interest income | 769,000 | 1,572,000 | 2,378,000 | 3,190,000 |
| Noninterest income | 253,000 | 499,000 | 729,000 | 958,000 |
| Noninterest expense | 691,000 | 1,482,000 | 2,123,000 | 3,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 320,000 | 528,000 | 902,000 | 973,000 |
| Income tax | 62,000 | 130,000 | 183,000 | 197,000 |
| Net income | 258,000 | 398,000 | 719,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,424,000 | 13,564,000 | 13,884,000 | 12,142,000 |
| Total capital | 14,036,000 | 14,209,000 | 14,553,000 | 12,795,000 |
| Risk-weighted assets | 48,736,000 | 51,417,000 | 53,352,000 | 52,443,000 |