Call reports 2005
GLENWOOD STATE BANK — 2005
What GLENWOOD STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,441,000 | 95,258,000 | 96,194,000 | 95,942,000 |
| Total loans | 35,879,000 | 37,240,000 | 41,093,000 | 39,503,000 |
| Allowance for loan losses | 1,086,000 | 856,000 | 860,000 | 860,000 |
| Securities available for sale | 45,325,000 | 47,163,000 | 43,087,000 | 43,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,473,000 | 80,769,000 | 81,726,000 | 81,601,000 |
| Interest-bearing deposits | 73,770,000 | 70,662,000 | 71,513,000 | 71,033,000 |
| Noninterest-bearing deposits | 9,703,000 | 10,107,000 | 10,213,000 | 10,568,000 |
| Equity capital | 12,310,000 | 12,722,000 | 12,764,000 | 12,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 971,000 | 1,948,000 | 2,879,000 | 4,061,000 |
| Interest expense | 245,000 | 490,000 | 753,000 | 1,044,000 |
| Net interest income | 726,000 | 1,458,000 | 2,126,000 | 3,017,000 |
| Noninterest income | 245,000 | 495,000 | 731,000 | 959,000 |
| Noninterest expense | 621,000 | 1,248,000 | 2,005,000 | 2,933,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 705,000 | 852,000 | 960,000 |
| Income tax | 76,000 | 129,000 | 147,000 | 195,000 |
| Net income | 274,000 | 576,000 | 705,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,674,000 | 12,976,000 | 13,106,000 | 13,166,000 |
| Total capital | 13,263,000 | 13,566,000 | 13,752,000 | 13,783,000 |
| Risk-weighted assets | 46,587,000 | 47,002,000 | 51,452,000 | 49,139,000 |