Call reports 2004
GLENWOOD STATE BANK — 2004
What GLENWOOD STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 99,594,000 | 97,700,000 | 97,063,000 | 96,390,000 |
| Total loans | 35,597,000 | 36,605,000 | 38,678,000 | 39,057,000 |
| Allowance for loan losses | 1,026,000 | 1,102,000 | 1,104,000 | 1,084,000 |
| Securities available for sale | 0 | 37,225,000 | 39,770,000 | 39,124,000 |
| Securities held to maturity | 37,633,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,151,000 | 84,039,000 | 83,461,000 | 82,394,000 |
| Interest-bearing deposits | 76,376,000 | 74,899,000 | 74,242,000 | 71,884,000 |
| Noninterest-bearing deposits | 9,775,000 | 9,140,000 | 9,219,000 | 10,510,000 |
| Equity capital | 12,012,000 | 12,129,000 | 12,402,000 | 12,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,737,000 | 2,626,000 | 3,554,000 |
| Interest expense | 259,000 | 500,000 | 746,000 | 977,000 |
| Net interest income | 627,000 | 1,237,000 | 1,880,000 | 2,577,000 |
| Noninterest income | 209,000 | 470,000 | 700,000 | 952,000 |
| Noninterest expense | 592,000 | 1,243,000 | 2,010,000 | 2,803,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 464,000 | 570,000 | 697,000 |
| Income tax | 39,000 | 82,000 | 92,000 | 104,000 |
| Net income | 205,000 | 382,000 | 478,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,012,000 | 12,039,000 | 12,285,000 | 12,400,000 |
| Total capital | 12,610,000 | 12,632,000 | 13,007,000 | 13,009,000 |
| Risk-weighted assets | 47,452,000 | 46,971,000 | 47,919,000 | 48,399,000 |