Call reports 2003
GLENWOOD STATE BANK — 2003
What GLENWOOD STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 96,311,000 | 93,029,000 | 95,037,000 | 94,646,000 |
| Total loans | 33,918,000 | 35,012,000 | 35,970,000 | 38,199,000 |
| Allowance for loan losses | 1,087,000 | 1,100,000 | 1,029,000 | 1,011,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,947,000 | 39,100,000 | 34,994,000 | 37,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,355,000 | 78,839,000 | 80,697,000 | 80,159,000 |
| Interest-bearing deposits | 74,212,000 | 71,052,000 | 72,056,000 | 70,945,000 |
| Noninterest-bearing deposits | 8,143,000 | 7,787,000 | 8,641,000 | 9,214,000 |
| Equity capital | 12,496,000 | 12,672,000 | 12,913,000 | 13,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 1,992,000 | 2,889,000 | 3,809,000 |
| Interest expense | 362,000 | 690,000 | 959,000 | 1,225,000 |
| Net interest income | 639,000 | 1,302,000 | 1,930,000 | 2,584,000 |
| Noninterest income | 239,000 | 503,000 | 759,000 | 986,000 |
| Noninterest expense | 739,000 | 1,471,000 | 2,055,000 | 2,771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 334,000 | 634,000 | 799,000 |
| Income tax | 10,000 | 29,000 | 88,000 | 109,000 |
| Net income | 129,000 | 305,000 | 546,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,496,000 | 12,672,000 | 12,913,000 | 13,057,000 |
| Total capital | 13,039,000 | 13,213,000 | 13,476,000 | 13,681,000 |
| Risk-weighted assets | 42,913,000 | 42,720,000 | 44,860,000 | 49,432,000 |