Call reports 2002
GLENWOOD STATE BANK — 2002
What GLENWOOD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,298,000 | 90,199,000 | 90,880,000 | 91,529,000 |
| Total loans | 32,171,000 | 34,407,000 | 36,878,000 | 35,340,000 |
| Allowance for loan losses | 956,000 | 1,028,000 | 1,037,000 | 1,082,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,606,000 | 42,409,000 | 42,075,000 | 40,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,429,000 | 76,654,000 | 77,176,000 | 77,485,000 |
| Interest-bearing deposits | 73,900,000 | 68,977,000 | 68,987,000 | 68,630,000 |
| Noninterest-bearing deposits | 7,529,000 | 7,677,000 | 8,189,000 | 8,855,000 |
| Equity capital | 11,681,000 | 11,940,000 | 12,064,000 | 12,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,291,000 | 3,419,000 | 4,632,000 |
| Interest expense | 485,000 | 942,000 | 1,397,000 | 1,806,000 |
| Net interest income | 671,000 | 1,349,000 | 2,022,000 | 2,826,000 |
| Noninterest income | 218,000 | 454,000 | 738,000 | 999,000 |
| Noninterest expense | 773,000 | 1,418,000 | 2,184,000 | 2,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 385,000 | 576,000 | 926,000 |
| Income tax | 13,000 | 23,000 | 90,000 | 137,000 |
| Net income | 103,000 | 362,000 | 486,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,681,000 | 11,940,000 | 12,064,000 | 12,367,000 |
| Total capital | 12,095,000 | 12,466,000 | 12,619,000 | 12,914,000 |
| Risk-weighted assets | 41,508,000 | 41,627,000 | 43,929,000 | 43,195,000 |