Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 59,871,000 | 59,410,000 | 57,890,000 |
| Total loans | 49,760,000 | 49,339,000 | 48,885,000 |
| Allowance for loan losses | 854,000 | 849,000 | 821,000 |
| Securities available for sale | 1,104,000 | 1,055,000 | 958,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 50,446,000 | 50,056,000 | 49,862,000 |
| Interest-bearing deposits | 44,377,000 | 44,058,000 | 42,511,000 |
| Noninterest-bearing deposits | 6,069,000 | 5,998,000 | 7,351,000 |
| Equity capital | 8,432,000 | 8,465,000 | 7,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,177,000 | 2,325,000 | 3,415,000 |
| Interest expense | 520,000 | 1,004,000 | 1,438,000 |
| Net interest income | 657,000 | 1,321,000 | 1,977,000 |
| Noninterest income | 58,000 | 135,000 | 202,000 |
| Noninterest expense | 427,000 | 854,000 | 1,326,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 |
| Pretax income | 288,000 | 582,000 | 833,000 |
| Income tax | 122,000 | 249,000 | 360,000 |
| Net income | 166,000 | 333,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 5,668,000 | 5,757,000 | 4,567,000 |
| Total capital | 6,200,000 | 6,283,000 | 5,088,000 |
| Risk-weighted assets | 42,216,000 | 41,742,000 | 41,368,000 |