Call reports 2026
LAKE CENTRAL BANK — 2026
What LAKE CENTRAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 282,475,000 | 291,311,000 |
| Total loans | 186,392,000 | 186,168,000 |
| Allowance for loan losses | 2,338,000 | 2,439,000 |
| Securities available for sale | 78,215,000 | 80,928,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 250,114,000 | 257,347,000 |
| Interest-bearing deposits | 210,512,000 | 220,905,000 |
| Noninterest-bearing deposits | 39,602,000 | 36,442,000 |
| Equity capital | 29,104,000 | 30,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,591,000 | 7,286,000 |
| Interest expense | 680,000 | 1,476,000 |
| Net interest income | 2,911,000 | 5,810,000 |
| Noninterest income | 659,000 | 1,254,000 |
| Noninterest expense | 1,735,000 | 3,407,000 |
| Provision for loan losses | 120,000 | 225,000 |
| Pretax income | 1,704,000 | 3,425,000 |
| Income tax | 0 | 3,000 |
| Net income | 1,704,000 | 3,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,718,000 | 32,362,000 |
| Total capital | 33,066,000 | 34,826,000 |
| Risk-weighted assets | 226,562,000 | 228,293,000 |