Call reports 2017
LAKE CENTRAL BANK — 2017
What LAKE CENTRAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,491,000 | 148,457,000 | 150,589,000 | 151,069,000 |
| Total loans | 72,976,000 | 74,543,000 | 75,726,000 | 75,490,000 |
| Allowance for loan losses | 1,066,000 | 1,048,000 | 969,000 | 968,000 |
| Securities available for sale | 39,320,000 | 45,626,000 | 49,295,000 | 63,176,000 |
| Securities held to maturity | 12,894,000 | 12,714,000 | 12,540,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,226,000 | 129,974,000 | 131,879,000 | 132,554,000 |
| Interest-bearing deposits | 94,440,000 | 99,356,000 | 98,543,000 | 99,532,000 |
| Noninterest-bearing deposits | 29,786,000 | 30,618,000 | 33,336,000 | 33,022,000 |
| Equity capital | 16,653,000 | 17,193,000 | 17,562,000 | 16,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,458,000 | 3,950,000 | 5,380,000 |
| Interest expense | 59,000 | 114,000 | 166,000 | 217,000 |
| Net interest income | 1,145,000 | 2,344,000 | 3,784,000 | 5,163,000 |
| Noninterest income | 239,000 | 443,000 | 626,000 | 1,001,000 |
| Noninterest expense | 1,062,000 | 2,079,000 | 3,085,000 | 4,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 729,000 | 1,328,000 | 2,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 729,000 | 1,328,000 | 2,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,011,000 | 17,154,000 | 17,628,000 | 17,231,000 |
| Total capital | 18,077,000 | 18,202,000 | 18,597,000 | 18,199,000 |
| Risk-weighted assets | 152,707,000 | 111,559,000 | 103,916,000 | 105,030,000 |