Call reports 2026
SOUTHERN HILLS COMMUNITY BANK — 2026
What SOUTHERN HILLS COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 205,627,000 | 209,556,000 |
| Total loans | 105,001,000 | 103,693,000 |
| Allowance for loan losses | 1,106,000 | 1,052,000 |
| Securities available for sale | 72,942,000 | 78,945,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 176,229,000 | 179,514,000 |
| Interest-bearing deposits | 149,852,000 | 151,951,000 |
| Noninterest-bearing deposits | 26,377,000 | 27,563,000 |
| Equity capital | 27,501,000 | 27,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,692,000 | 5,385,000 |
| Interest expense | 681,000 | 1,357,000 |
| Net interest income | 2,011,000 | 4,028,000 |
| Noninterest income | 146,000 | 382,000 |
| Noninterest expense | 1,823,000 | 3,639,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 334,000 | 771,000 |
| Income tax | 54,000 | 130,000 |
| Net income | 280,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,284,000 | 28,645,000 |