Call reports 2024
SOUTHERN HILLS COMMUNITY BANK — 2024
What SOUTHERN HILLS COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 174,578,000 | 178,677,000 | 186,458,000 | 188,527,000 |
| Total loans | 115,622,000 | 116,483,000 | 117,061,000 | 116,035,000 |
| Allowance for loan losses | 1,305,000 | 1,223,000 | 1,185,000 | 1,174,000 |
| Securities available for sale | 34,288,000 | 36,658,000 | 40,376,000 | 47,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,810,000 | 151,383,000 | 158,033,000 | 160,620,000 |
| Interest-bearing deposits | 126,179,000 | 128,887,000 | 132,505,000 | 136,413,000 |
| Noninterest-bearing deposits | 21,631,000 | 22,496,000 | 25,528,000 | 24,207,000 |
| Equity capital | 25,149,000 | 25,529,000 | 26,441,000 | 25,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,207,000 | 6,419,000 | 8,816,000 |
| Interest expense | 490,000 | 1,009,000 | 1,589,000 | 2,228,000 |
| Net interest income | 1,572,000 | 3,198,000 | 4,830,000 | 6,588,000 |
| Noninterest income | 223,000 | 380,000 | 545,000 | 989,000 |
| Noninterest expense | 1,672,000 | 3,404,000 | 5,133,000 | 6,846,000 |
| Provision for loan losses | 60,000 | -18,000 | -33,000 | -35,000 |
| Pretax income | -30,000 | 108,000 | 192,000 | 668,000 |
| Income tax | 0 | 0 | 0 | 43,000 |
| Net income | -30,000 | 108,000 | 192,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,314,000 | 26,466,000 | 26,562,000 | 27,002,000 |