Call reports 2022
SOUTHERN HILLS COMMUNITY BANK — 2022
What SOUTHERN HILLS COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 184,285,000 | 187,281,000 | 184,211,000 | 180,975,000 |
| Total loans | 101,669,000 | 101,598,000 | 104,398,000 | 106,616,000 |
| Allowance for loan losses | 860,000 | 853,000 | 818,000 | 785,000 |
| Securities available for sale | 46,399,000 | 48,186,000 | 47,418,000 | 45,025,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,511,000 | 162,227,000 | 159,559,000 | 155,581,000 |
| Interest-bearing deposits | 133,752,000 | 138,576,000 | 133,539,000 | 130,312,000 |
| Noninterest-bearing deposits | 24,759,000 | 23,651,000 | 26,020,000 | 25,269,000 |
| Equity capital | 24,002,000 | 23,078,000 | 22,454,000 | 23,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,379,000 | 5,132,000 | 6,928,000 |
| Interest expense | 115,000 | 227,000 | 341,000 | 474,000 |
| Net interest income | 1,635,000 | 3,152,000 | 4,791,000 | 6,454,000 |
| Noninterest income | 140,000 | 230,000 | 407,000 | 627,000 |
| Noninterest expense | 1,532,000 | 3,088,000 | 4,604,000 | 6,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 343,000 | 394,000 | 694,000 | 1,118,000 |
| Income tax | 0 | 30,000 | 93,000 | 174,000 |
| Net income | 343,000 | 364,000 | 601,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,480,000 | 25,515,000 | 25,764,000 | 26,120,000 |
| Total capital | 26,340,000 | 26,368,000 | 26,582,000 | 26,905,000 |
| Risk-weighted assets | 113,222,000 | 113,998,000 | 115,444,000 | 119,425,000 |