Call reports 2021
SOUTHERN HILLS COMMUNITY BANK — 2021
What SOUTHERN HILLS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 181,242,000 | 177,727,000 | 178,852,000 | 178,977,000 |
| Total loans | 103,697,000 | 102,864,000 | 102,166,000 | 101,667,000 |
| Allowance for loan losses | 836,000 | 858,000 | 849,000 | 842,000 |
| Securities available for sale | 36,141,000 | 35,402,000 | 36,930,000 | 40,483,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,260,000 | 150,473,000 | 151,381,000 | 151,879,000 |
| Interest-bearing deposits | 130,053,000 | 130,625,000 | 131,531,000 | 130,087,000 |
| Noninterest-bearing deposits | 24,207,000 | 19,848,000 | 19,850,000 | 21,792,000 |
| Equity capital | 25,112,000 | 25,271,000 | 25,272,000 | 25,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,264,000 | 4,873,000 | 6,456,000 |
| Interest expense | 152,000 | 291,000 | 422,000 | 551,000 |
| Net interest income | 1,480,000 | 2,973,000 | 4,451,000 | 5,905,000 |
| Noninterest income | 109,000 | 225,000 | 336,000 | 444,000 |
| Noninterest expense | 1,473,000 | 2,970,000 | 4,522,000 | 6,062,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 228,000 | 265,000 | 287,000 |
| Income tax | 0 | 14,000 | 22,000 | 6,000 |
| Net income | 116,000 | 214,000 | 243,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,920,000 | 25,031,000 | 25,073,000 | 25,125,000 |
| Total capital | 25,756,000 | 25,889,000 | 25,922,000 | 25,967,000 |
| Risk-weighted assets | 114,317,000 | 111,158,000 | 111,839,000 | 112,123,000 |
Machine access — free, no API key
Every figure shown here about SOUTHERN HILLS COMMUNITY BANK — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.