Call reports 2018
SOUTHERN HILLS COMMUNITY BANK — 2018
What SOUTHERN HILLS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,503,000 | 157,929,000 | 160,343,000 | 154,663,000 |
| Total loans | 99,711,000 | 113,688,000 | 112,834,000 | 113,649,000 |
| Allowance for loan losses | 763,000 | 810,000 | 866,000 | 919,000 |
| Securities available for sale | 328,000 | 3,537,000 | 3,213,000 | 3,176,000 |
| Securities held to maturity | 346,000 | 347,000 | 347,000 | 322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,560,000 | 131,871,000 | 133,891,000 | 128,226,000 |
| Interest-bearing deposits | 106,413,000 | 120,440,000 | 122,222,000 | 116,264,000 |
| Noninterest-bearing deposits | 10,147,000 | 11,431,000 | 11,669,000 | 11,962,000 |
| Equity capital | 19,993,000 | 23,987,000 | 24,114,000 | 24,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 3,165,000 | 4,955,000 | 6,745,000 |
| Interest expense | 125,000 | 287,000 | 440,000 | 600,000 |
| Net interest income | 1,350,000 | 2,878,000 | 4,515,000 | 6,145,000 |
| Noninterest income | 78,000 | 164,000 | 246,000 | 340,000 |
| Noninterest expense | 1,366,000 | 2,785,000 | 4,283,000 | 5,849,000 |
| Provision for loan losses | 38,000 | 84,000 | 135,000 | 186,000 |
| Pretax income | 24,000 | 173,000 | 343,000 | 450,000 |
| Income tax | 0 | 36,000 | 66,000 | 72,000 |
| Net income | 24,000 | 137,000 | 277,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,046,000 | 23,949,000 | 24,102,000 | 24,187,000 |
| Total capital | 20,809,000 | 24,759,000 | 24,968,000 | 25,106,000 |
| Risk-weighted assets | 88,836,000 | 98,291,000 | 96,399,000 | 96,587,000 |