Call reports 2016
TRINITY BANK — 2016
What TRINITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,669,000 | 135,776,000 | 140,751,000 | 136,860,000 |
| Total loans | 100,595,000 | 105,984,000 | 104,874,000 | 112,330,000 |
| Allowance for loan losses | 1,408,000 | 1,409,000 | 1,441,000 | 1,554,000 |
| Securities available for sale | 9,970,000 | 12,479,000 | 11,760,000 | 13,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,263,000 | 122,572,000 | 126,951,000 | 122,648,000 |
| Interest-bearing deposits | 97,892,000 | 99,501,000 | 103,401,000 | 100,419,000 |
| Noninterest-bearing deposits | 21,371,000 | 23,072,000 | 23,549,000 | 22,229,000 |
| Equity capital | 11,879,000 | 12,361,000 | 12,713,000 | 12,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,966,000 | 4,529,000 | 6,247,000 |
| Interest expense | 231,000 | 477,000 | 723,000 | 971,000 |
| Net interest income | 1,193,000 | 2,489,000 | 3,806,000 | 5,276,000 |
| Noninterest income | 81,000 | 321,000 | 423,000 | 489,000 |
| Noninterest expense | 816,000 | 1,639,000 | 2,470,000 | 3,404,000 |
| Provision for loan losses | 10,000 | 10,000 | 40,000 | 175,000 |
| Pretax income | 448,000 | 1,161,000 | 1,720,000 | 2,187,000 |
| Income tax | 170,000 | 455,000 | 657,000 | 794,000 |
| Net income | 278,000 | 706,000 | 1,063,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,626,000 | 12,290,000 | 12,647,000 | 12,978,000 |
| Total capital | 12,742,000 | 13,470,000 | 13,818,000 | 14,252,000 |
| Risk-weighted assets | 88,995,000 | 94,009,000 | 93,395,000 | 101,707,000 |