Call reports 2015
TRINITY BANK — 2015
What TRINITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,850,000 | 116,065,000 | 124,032,000 | 122,866,000 |
| Total loans | 91,753,000 | 95,164,000 | 100,945,000 | 101,735,000 |
| Allowance for loan losses | 1,278,000 | 1,278,000 | 1,345,000 | 1,397,000 |
| Securities available for sale | 7,304,000 | 9,645,000 | 9,437,000 | 8,830,000 |
| Securities held to maturity | 0 | 750,000 | 0 | 0 |
| Trading assets | 0 | 250,000 | 250,000 | 0 |
| Total deposits | 99,289,000 | 103,904,000 | 111,753,000 | 110,768,000 |
| Interest-bearing deposits | 82,191,000 | 86,402,000 | 91,637,000 | 92,108,000 |
| Noninterest-bearing deposits | 17,098,000 | 17,502,000 | 20,117,000 | 18,660,000 |
| Equity capital | 11,322,000 | 11,480,000 | 11,645,000 | 11,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,591,000 | 3,980,000 | 5,448,000 |
| Interest expense | 165,000 | 359,000 | 570,000 | 795,000 |
| Net interest income | 1,042,000 | 2,232,000 | 3,410,000 | 4,653,000 |
| Noninterest income | 68,000 | 147,000 | 257,000 | 335,000 |
| Noninterest expense | 846,000 | 1,731,000 | 2,567,000 | 3,566,000 |
| Provision for loan losses | 40,000 | 40,000 | 150,000 | 622,000 |
| Pretax income | 224,000 | 608,000 | 950,000 | 832,000 |
| Income tax | 0 | 180,000 | 378,000 | 306,000 |
| Net income | 224,000 | 428,000 | 572,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,278,000 | 11,479,000 | 11,644,000 | 11,349,000 |
| Total capital | 12,337,000 | 12,509,000 | 12,762,000 | 12,480,000 |
| Risk-weighted assets | 84,565,000 | 82,143,000 | 89,226,000 | 89,978,000 |