Call reports 2014
TRINITY BANK — 2014
What TRINITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,837,000 | 93,480,000 | 94,828,000 | 101,057,000 |
| Total loans | 75,769,000 | 80,127,000 | 82,041,000 | 85,608,000 |
| Allowance for loan losses | 1,228,000 | 1,235,000 | 1,166,000 | 1,241,000 |
| Securities available for sale | 5,829,000 | 5,959,000 | 4,956,000 | 7,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,863,000 | 78,568,000 | 82,817,000 | 89,760,000 |
| Interest-bearing deposits | 64,946,000 | 63,829,000 | 67,382,000 | 72,937,000 |
| Noninterest-bearing deposits | 14,917,000 | 14,739,000 | 15,436,000 | 16,824,000 |
| Equity capital | 10,306,000 | 10,769,000 | 11,098,000 | 11,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,158,000 | 3,291,000 | 4,455,000 |
| Interest expense | 121,000 | 243,000 | 372,000 | 509,000 |
| Net interest income | 931,000 | 1,915,000 | 2,919,000 | 3,946,000 |
| Noninterest income | 36,000 | 90,000 | 142,000 | 226,000 |
| Noninterest expense | 702,000 | 1,518,000 | 2,313,000 | 3,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 44,000 |
| Pretax income | 265,000 | 487,000 | 834,000 | 969,000 |
| Income tax | -369,000 | -513,000 | -513,000 | -314,000 |
| Net income | 634,000 | 1,000,000 | 1,347,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,164,000 | 10,530,000 | 10,898,000 | 10,878,000 |
| Total capital | 11,099,000 | 11,491,000 | 11,884,000 | 11,915,000 |
| Risk-weighted assets | 75,448,000 | 79,162,000 | 80,557,000 | 82,703,000 |