Call reports 2008
TRINITY BANK — 2008
What TRINITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,928,000 | 58,859,000 | 64,871,000 | 63,473,000 |
| Total loans | 43,504,000 | 47,474,000 | 52,119,000 | 51,960,000 |
| Allowance for loan losses | 544,000 | 593,000 | 650,000 | 685,000 |
| Securities available for sale | 4,009,000 | 4,819,000 | 7,823,000 | 6,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,714,000 | 49,751,000 | 54,190,000 | 53,379,000 |
| Interest-bearing deposits | 39,099,000 | 45,873,000 | 50,496,000 | 50,411,000 |
| Noninterest-bearing deposits | 3,615,000 | 3,878,000 | 3,694,000 | 2,968,000 |
| Equity capital | 9,062,000 | 8,956,000 | 7,499,000 | 6,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,655,000 | 2,516,000 | 3,392,000 |
| Interest expense | 422,000 | 806,000 | 1,233,000 | 1,696,000 |
| Net interest income | 435,000 | 849,000 | 1,283,000 | 1,696,000 |
| Noninterest income | 20,000 | 43,000 | 68,000 | 81,000 |
| Noninterest expense | 414,000 | 844,000 | 1,289,000 | 1,706,000 |
| Provision for loan losses | 51,000 | 101,000 | 1,639,000 | 2,285,000 |
| Pretax income | -10,000 | -52,000 | -1,575,000 | -2,212,000 |
| Income tax | 3,000 | 3,000 | 6,000 | 0 |
| Net income | -13,000 | -55,000 | -1,581,000 | -2,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,019,000 | 8,978,000 | 7,456,000 | 6,825,000 |
| Total capital | 9,563,000 | 9,571,000 | 8,106,000 | 7,499,000 |
| Risk-weighted assets | 46,859,000 | 51,273,000 | 54,424,000 | 53,909,000 |