Call reports 2007
TRINITY BANK — 2007
What TRINITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 36,762,000 | 41,380,000 | 45,205,000 | 51,000,000 |
| Total loans | 22,198,000 | 31,102,000 | 34,457,000 | 39,413,000 |
| Allowance for loan losses | 324,000 | 388,000 | 431,000 | 492,000 |
| Securities available for sale | 6,246,000 | 6,562,000 | 5,586,000 | 5,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,761,000 | 32,426,000 | 36,057,000 | 41,817,000 |
| Interest-bearing deposits | 26,285,000 | 29,116,000 | 33,367,000 | 36,922,000 |
| Noninterest-bearing deposits | 1,476,000 | 3,310,000 | 2,690,000 | 4,895,000 |
| Equity capital | 8,890,000 | 8,839,000 | 8,999,000 | 9,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 640,000 | 1,379,000 | 2,230,000 | 3,094,000 |
| Interest expense | 315,000 | 661,000 | 1,060,000 | 1,482,000 |
| Net interest income | 325,000 | 718,000 | 1,170,000 | 1,612,000 |
| Noninterest income | 15,000 | 30,000 | 48,000 | 66,000 |
| Noninterest expense | 309,000 | 644,000 | 974,000 | 1,373,000 |
| Provision for loan losses | 19,000 | 83,000 | 126,000 | 187,000 |
| Pretax income | 13,000 | 22,000 | 120,000 | 120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 22,000 | 120,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,888,000 | 8,896,000 | 8,995,000 | 9,026,000 |
| Total capital | 9,189,000 | 9,284,000 | 9,426,000 | 9,518,000 |
| Risk-weighted assets | 25,060,000 | 34,103,000 | 37,483,000 | 42,995,000 |