Call reports 2026
FARMERS & MERCHANTS UNION BANK — 2026
What FARMERS & MERCHANTS UNION BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 903,793,000 | 872,148,000 |
| Total loans | 648,145,000 | 647,978,000 |
| Allowance for loan losses | 12,737,000 | 12,753,000 |
| Securities available for sale | 138,652,000 | 130,056,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 783,784,000 | 751,948,000 |
| Interest-bearing deposits | 637,366,000 | 603,928,000 |
| Noninterest-bearing deposits | 146,418,000 | 148,020,000 |
| Equity capital | 100,807,000 | 101,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,878,000 | 22,786,000 |
| Interest expense | 3,337,000 | 7,017,000 |
| Net interest income | 7,541,000 | 15,769,000 |
| Noninterest income | 509,000 | 1,169,000 |
| Noninterest expense | 3,664,000 | 7,874,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 4,386,000 | 9,040,000 |
| Income tax | 726,000 | 1,808,000 |
| Net income | 3,660,000 | 7,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,379,000 | 86,769,000 |