Call reports 2021
FARMERS & MERCHANTS UNION BANK — 2021
What FARMERS & MERCHANTS UNION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 429,296,000 | 430,567,000 | 418,402,000 | 449,783,000 |
| Total loans | 319,717,000 | 305,392,000 | 295,691,000 | 289,115,000 |
| Allowance for loan losses | 13,172,000 | 15,494,000 | 15,505,000 | 18,625,000 |
| Securities available for sale | 40,942,000 | 45,418,000 | 57,139,000 | 79,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,189,000 | 366,431,000 | 353,465,000 | 392,285,000 |
| Interest-bearing deposits | 289,540,000 | 288,509,000 | 232,508,000 | 303,210,000 |
| Noninterest-bearing deposits | 78,649,000 | 77,922,000 | 120,957,000 | 89,075,000 |
| Equity capital | 51,944,000 | 54,416,000 | 55,970,000 | 54,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,858,000 | 7,956,000 | 12,109,000 | 15,765,000 |
| Interest expense | 621,000 | 1,172,000 | 1,589,000 | 1,953,000 |
| Net interest income | 3,237,000 | 6,784,000 | 10,520,000 | 13,812,000 |
| Noninterest income | 493,000 | 2,062,000 | 2,409,000 | 2,752,000 |
| Noninterest expense | 1,829,000 | 3,455,000 | 5,097,000 | 6,995,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 3,000,000 |
| Pretax income | 1,801,000 | 5,291,000 | 7,732,000 | 6,569,000 |
| Income tax | 491,000 | 1,366,000 | 1,996,000 | 1,658,000 |
| Net income | 1,310,000 | 3,925,000 | 5,736,000 | 4,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,401,000 | 53,715,000 | 55,526,000 | 54,402,000 |
| Total capital | 55,654,000 | 57,868,000 | 59,706,000 | 58,515,000 |
| Risk-weighted assets | 331,302,000 | 320,907,000 | 323,084,000 | 314,556,000 |