Call reports 2011
FARMERS & MERCHANTS UNION BANK — 2011
What FARMERS & MERCHANTS UNION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 263,626,000 | 256,628,000 | 268,539,000 | 292,979,000 |
| Total loans | 226,070,000 | 228,423,000 | 224,399,000 | 210,692,000 |
| Allowance for loan losses | 6,426,000 | 6,212,000 | 5,832,000 | 4,750,000 |
| Securities available for sale | 15,244,000 | 15,407,000 | 15,665,000 | 16,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,572,000 | 225,861,000 | 236,874,000 | 265,533,000 |
| Interest-bearing deposits | 206,042,000 | 199,067,000 | 209,383,000 | 228,038,000 |
| Noninterest-bearing deposits | 27,530,000 | 26,794,000 | 27,491,000 | 37,495,000 |
| Equity capital | 25,177,000 | 25,840,000 | 26,548,000 | 26,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,385,000 | 6,796,000 | 10,201,000 | 13,381,000 |
| Interest expense | 746,000 | 1,443,000 | 2,121,000 | 2,825,000 |
| Net interest income | 2,639,000 | 5,353,000 | 8,080,000 | 10,556,000 |
| Noninterest income | 175,000 | 368,000 | 507,000 | 890,000 |
| Noninterest expense | 1,654,000 | 3,039,000 | 4,440,000 | 6,239,000 |
| Provision for loan losses | 250,000 | 800,000 | 1,150,000 | 1,950,000 |
| Pretax income | 910,000 | 1,882,000 | 2,997,000 | 3,164,000 |
| Income tax | 314,000 | 643,000 | 1,160,000 | 1,128,000 |
| Net income | 596,000 | 1,239,000 | 1,837,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,871,000 | 25,439,000 | 26,037,000 | 26,144,000 |
| Total capital | 27,721,000 | 28,332,000 | 28,957,000 | 28,846,000 |
| Risk-weighted assets | 224,443,000 | 228,112,000 | 230,738,000 | 214,111,000 |