Call reports 2001
FARMERS & MERCHANTS UNION BANK — 2001
What FARMERS & MERCHANTS UNION BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,371,000 | 115,348,000 | 113,106,000 | 121,061,000 |
| Total loans | 88,593,000 | 88,752,000 | 87,525,000 | 83,935,000 |
| Allowance for loan losses | 1,059,000 | 1,034,000 | 1,037,000 | 1,045,000 |
| Securities available for sale | 12,212,000 | 13,308,000 | 13,592,000 | 14,839,000 |
| Securities held to maturity | 2,780,000 | 1,867,000 | 1,865,000 | 1,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,900,000 | 97,631,000 | 97,518,000 | 106,514,000 |
| Interest-bearing deposits | 84,743,000 | 86,259,000 | 86,568,000 | 89,447,000 |
| Noninterest-bearing deposits | 11,157,000 | 11,372,000 | 10,950,000 | 17,067,000 |
| Equity capital | 12,170,000 | 12,385,000 | 12,758,000 | 12,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 4,091,000 | 6,156,000 | 8,074,000 |
| Interest expense | 1,078,000 | 2,139,000 | 3,204,000 | 4,080,000 |
| Net interest income | 914,000 | 1,952,000 | 2,952,000 | 3,994,000 |
| Noninterest income | 46,000 | 101,000 | 150,000 | 208,000 |
| Noninterest expense | 748,000 | 1,392,000 | 2,091,000 | 2,903,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 187,000 | 636,000 | 986,000 | 1,274,000 |
| Income tax | 73,000 | 183,000 | 284,000 | 278,000 |
| Net income | 114,000 | 453,000 | 702,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,018,000 | 12,232,000 | 12,482,000 | 12,625,000 |
| Total capital | 13,036,000 | 13,255,000 | 13,477,000 | 13,597,000 |
| Risk-weighted assets | 81,386,000 | 81,859,000 | 79,584,000 | 77,708,000 |