Call report 2008Q4
HERITAGE COMMUNITY BANK — 2008Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 235,154,000 | USD | evidence → |
| Total loans | 176,012,000 | USD | evidence → |
| Allowance for loan losses | 2,997,000 | USD | evidence → |
| Securities available for sale | 24,992,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,735,000 | USD | evidence → |
| Interest-bearing deposits | 205,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,161,000 | USD | evidence → |
| Equity capital | 4,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,612,000 | USD | evidence → |
| Interest expense | 6,450,000 | USD | evidence → |
| Net interest income | 7,162,000 | USD | evidence → |
| Noninterest income | 1,130,000 | USD | evidence → |
| Noninterest expense | 8,724,000 | USD | evidence → |
| Provision for loan losses | 20,750,000 | USD | evidence → |
| Pretax income | -21,182,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -21,182,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,697,000 | USD | evidence → |
| Total capital | 6,906,000 | USD | evidence → |
| Risk-weighted assets | 181,990,000 | USD | evidence → |