Call report 2008Q1
HERITAGE COMMUNITY BANK — 2008Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 296,625,000 | USD | evidence → |
| Total loans | 224,092,000 | USD | evidence → |
| Allowance for loan losses | 5,606,000 | USD | evidence → |
| Securities available for sale | 30,131,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,519,000 | USD | evidence → |
| Interest-bearing deposits | 238,120,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,399,000 | USD | evidence → |
| Equity capital | 26,305,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,501,000 | USD | evidence → |
| Interest expense | 2,159,000 | USD | evidence → |
| Net interest income | 2,342,000 | USD | evidence → |
| Noninterest income | 318,000 | USD | evidence → |
| Noninterest expense | 2,023,000 | USD | evidence → |
| Provision for loan losses | 1,150,000 | USD | evidence → |
| Pretax income | -513,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | -516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,063,000 | USD | evidence → |
| Total capital | 28,955,000 | USD | evidence → |
| Risk-weighted assets | 236,083,000 | USD | evidence → |