Call reports 2014
NORTHWESTERN BANK — 2014
What NORTHWESTERN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 837,397,000 | 848,965,000 | 862,044,000 |
| Total loans | 494,810,000 | 514,483,000 | 514,039,000 |
| Allowance for loan losses | 16,445,000 | 16,034,000 | 17,091,000 |
| Securities available for sale | 39,065,000 | 37,072,000 | 36,951,000 |
| Securities held to maturity | 164,507,000 | 174,192,000 | 195,103,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 757,854,000 | 768,474,000 | 779,650,000 |
| Interest-bearing deposits | 706,739,000 | 705,469,000 | 727,396,000 |
| Noninterest-bearing deposits | 51,115,000 | 63,005,000 | 52,254,000 |
| Equity capital | 76,345,000 | 77,569,000 | 79,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 6,524,000 | 12,876,000 | 19,419,000 |
| Interest expense | 315,000 | 615,000 | 905,000 |
| Net interest income | 6,209,000 | 12,261,000 | 18,514,000 |
| Noninterest income | 4,394,000 | 9,014,000 | 13,979,000 |
| Noninterest expense | 9,580,000 | 18,271,000 | 26,771,000 |
| Provision for loan losses | 325,000 | 525,000 | 725,000 |
| Pretax income | 698,000 | 2,479,000 | 4,997,000 |
| Income tax | 237,000 | 843,000 | 1,699,000 |
| Net income | 461,000 | 1,636,000 | 3,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 74,237,000 | 75,412,000 | 77,074,000 |
| Total capital | 81,160,000 | 82,509,000 | 84,115,000 |
| Risk-weighted assets | 544,345,000 | 558,812,000 | 553,207,000 |