Call reports 2013
NORTHWESTERN BANK — 2013
What NORTHWESTERN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 840,954,000 | 843,891,000 | 867,132,000 | 837,977,000 |
| Total loans | 570,419,000 | 554,123,000 | 519,967,000 | 506,441,000 |
| Allowance for loan losses | 15,513,000 | 16,722,000 | 16,896,000 | 15,985,000 |
| Securities available for sale | 4,559,000 | 4,546,000 | 39,135,000 | 39,149,000 |
| Securities held to maturity | 49,886,000 | 91,010,000 | 127,463,000 | 147,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,551,000 | 765,276,000 | 788,557,000 | 758,411,000 |
| Interest-bearing deposits | 714,580,000 | 721,642,000 | 733,441,000 | 703,831,000 |
| Noninterest-bearing deposits | 46,971,000 | 43,634,000 | 55,116,000 | 54,580,000 |
| Equity capital | 75,429,000 | 73,618,000 | 75,056,000 | 75,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,454,000 | 14,993,000 | 21,987,000 | 28,837,000 |
| Interest expense | 499,000 | 948,000 | 1,371,000 | 1,744,000 |
| Net interest income | 6,955,000 | 14,045,000 | 20,616,000 | 27,093,000 |
| Noninterest income | 5,587,000 | 11,063,000 | 17,731,000 | 23,006,000 |
| Noninterest expense | 11,319,000 | 21,829,000 | 31,408,000 | 42,445,000 |
| Provision for loan losses | 1,500,000 | 6,300,000 | 7,800,000 | 7,329,000 |
| Pretax income | -276,000 | -3,015,000 | -853,000 | 333,000 |
| Income tax | -94,000 | -1,025,000 | -290,000 | 113,000 |
| Net income | -182,000 | -1,990,000 | -563,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,374,000 | 71,567,000 | 72,993,000 | 73,776,000 |
| Total capital | 81,148,000 | 79,225,000 | 80,357,000 | 80,823,000 |
| Risk-weighted assets | 614,146,000 | 603,549,000 | 579,627,000 | 554,791,000 |