Call reports 2012
NORTHWESTERN BANK — 2012
What NORTHWESTERN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 871,124,000 | 868,970,000 | 867,970,000 | 852,255,000 |
| Total loans | 636,562,000 | 632,824,000 | 634,849,000 | 611,941,000 |
| Allowance for loan losses | 13,537,000 | 13,395,000 | 13,006,000 | 14,647,000 |
| Securities available for sale | 11,347,000 | 9,123,000 | 6,635,000 | 4,562,000 |
| Securities held to maturity | 43,132,000 | 44,338,000 | 47,329,000 | 49,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,182,000 | 784,626,000 | 781,093,000 | 772,509,000 |
| Interest-bearing deposits | 734,071,000 | 728,690,000 | 723,871,000 | 721,514,000 |
| Noninterest-bearing deposits | 54,111,000 | 55,936,000 | 57,222,000 | 50,995,000 |
| Equity capital | 79,627,000 | 80,883,000 | 82,010,000 | 75,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,624,000 | 16,949,000 | 25,176,000 | 33,311,000 |
| Interest expense | 878,000 | 1,637,000 | 2,286,000 | 2,828,000 |
| Net interest income | 7,746,000 | 15,312,000 | 22,890,000 | 30,483,000 |
| Noninterest income | 6,659,000 | 12,910,000 | 19,916,000 | 27,266,000 |
| Noninterest expense | 10,612,000 | 21,464,000 | 34,076,000 | 46,354,000 |
| Provision for loan losses | 1,550,000 | 2,600,000 | 2,857,000 | 15,218,000 |
| Pretax income | 2,243,000 | 4,158,000 | 5,873,000 | -3,818,000 |
| Income tax | 763,000 | 1,414,000 | 1,997,000 | -1,294,000 |
| Net income | 1,480,000 | 2,744,000 | 3,876,000 | -2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,499,000 | 78,825,000 | 79,956,000 | 73,556,000 |
| Total capital | 85,917,000 | 87,242,000 | 88,273,000 | 81,640,000 |
| Risk-weighted assets | 668,339,000 | 668,385,000 | 660,693,000 | 640,144,000 |