Call reports 2011
NORTHWESTERN BANK — 2011
What NORTHWESTERN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 890,551,000 | 870,745,000 | 887,529,000 | 864,243,000 |
| Total loans | 695,822,000 | 687,242,000 | 671,676,000 | 657,862,000 |
| Allowance for loan losses | 13,184,000 | 12,943,000 | 11,885,000 | 12,616,000 |
| Securities available for sale | 20,975,000 | 18,738,000 | 14,718,000 | 14,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 5,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,930,000 | 793,874,000 | 807,903,000 | 784,005,000 |
| Interest-bearing deposits | 766,282,000 | 743,685,000 | 752,699,000 | 727,739,000 |
| Noninterest-bearing deposits | 45,648,000 | 50,189,000 | 55,204,000 | 56,266,000 |
| Equity capital | 74,922,000 | 73,244,000 | 75,950,000 | 76,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,730,000 | 18,978,000 | 28,398,000 | 37,557,000 |
| Interest expense | 1,252,000 | 2,410,000 | 3,493,000 | 4,464,000 |
| Net interest income | 8,478,000 | 16,568,000 | 24,905,000 | 33,093,000 |
| Noninterest income | 4,380,000 | 6,979,000 | 13,343,000 | 19,719,000 |
| Noninterest expense | 9,903,000 | 19,289,000 | 29,239,000 | 40,236,000 |
| Provision for loan losses | 1,300,000 | 4,450,000 | 5,100,000 | 7,475,000 |
| Pretax income | 1,793,000 | -54,000 | 4,047,000 | 5,239,000 |
| Income tax | 610,000 | -18,000 | 1,376,000 | 2,096,000 |
| Net income | 1,183,000 | -36,000 | 2,671,000 | 3,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,524,000 | 70,903,000 | 73,674,000 | 74,206,000 |
| Total capital | 81,718,000 | 79,943,000 | 82,501,000 | 82,848,000 |
| Risk-weighted assets | 731,506,000 | 719,314,000 | 703,109,000 | 687,393,000 |