Call reports 2010
NORTHWESTERN BANK — 2010
What NORTHWESTERN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 923,692,000 | 949,276,000 | 975,752,000 | 907,452,000 |
| Total loans | 719,038,000 | 735,277,000 | 734,491,000 | 727,082,000 |
| Allowance for loan losses | 11,115,000 | 11,747,000 | 13,279,000 | 12,911,000 |
| Securities available for sale | 362,000 | 365,000 | 365,000 | 364,000 |
| Securities held to maturity | 7,033,000 | 40,148,000 | 46,639,000 | 45,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,008,000 | 847,510,000 | 877,751,000 | 828,083,000 |
| Interest-bearing deposits | 785,274,000 | 798,248,000 | 829,521,000 | 779,895,000 |
| Noninterest-bearing deposits | 36,734,000 | 49,262,000 | 48,230,000 | 48,188,000 |
| Equity capital | 71,968,000 | 72,151,000 | 73,340,000 | 73,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,397,000 | 19,617,000 | 30,064,000 | 40,430,000 |
| Interest expense | 2,531,000 | 4,963,000 | 7,184,000 | 8,942,000 |
| Net interest income | 6,866,000 | 14,654,000 | 22,880,000 | 31,488,000 |
| Noninterest income | 3,817,000 | 8,130,000 | 15,178,000 | 21,127,000 |
| Noninterest expense | 9,007,000 | 18,862,000 | 29,087,000 | 39,246,000 |
| Provision for loan losses | 1,250,000 | 2,250,000 | 5,550,000 | 9,400,000 |
| Pretax income | 426,000 | 1,672,000 | 3,421,000 | 3,969,000 |
| Income tax | 145,000 | 569,000 | 1,163,000 | 1,350,000 |
| Net income | 281,000 | 1,103,000 | 2,258,000 | 2,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,340,000 | 69,596,000 | 70,854,000 | 71,279,000 |
| Total capital | 78,579,000 | 79,009,000 | 80,316,000 | 80,662,000 |
| Risk-weighted assets | 737,268,000 | 750,688,000 | 753,160,000 | 747,152,000 |