Call reports 2009
NORTHWESTERN BANK — 2009
What NORTHWESTERN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 844,500,000 | 878,464,000 | 909,933,000 | 912,374,000 |
| Total loans | 737,905,000 | 738,954,000 | 731,992,000 | 727,207,000 |
| Allowance for loan losses | 8,627,000 | 9,164,000 | 9,678,000 | 11,210,000 |
| Securities available for sale | 367,000 | 366,000 | 364,000 | 361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,419,000 | 774,528,000 | 805,866,000 | 809,845,000 |
| Interest-bearing deposits | 698,575,000 | 722,610,000 | 767,968,000 | 770,477,000 |
| Noninterest-bearing deposits | 41,844,000 | 51,918,000 | 37,898,000 | 39,368,000 |
| Equity capital | 72,557,000 | 73,580,000 | 73,983,000 | 71,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,809,000 | 19,565,000 | 29,481,000 | 38,774,000 |
| Interest expense | 3,169,000 | 6,284,000 | 9,264,000 | 12,119,000 |
| Net interest income | 6,640,000 | 13,281,000 | 20,217,000 | 26,655,000 |
| Noninterest income | 6,285,000 | 12,314,000 | 16,623,000 | 21,180,000 |
| Noninterest expense | 8,757,000 | 17,830,000 | 26,596,000 | 35,519,000 |
| Provision for loan losses | 1,050,000 | 2,830,000 | 4,430,000 | 9,500,000 |
| Pretax income | 3,118,000 | 4,935,000 | 5,814,000 | 2,816,000 |
| Income tax | 1,060,000 | 1,678,000 | 1,977,000 | 958,000 |
| Net income | 2,058,000 | 3,257,000 | 3,837,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,891,000 | 69,935,000 | 70,417,000 | 68,375,000 |
| Total capital | 77,518,000 | 79,099,000 | 79,629,000 | 77,641,000 |
| Risk-weighted assets | 736,645,000 | 743,355,000 | 736,517,000 | 739,366,000 |